Mobicred is a simple and convenient online credit facility with repayments over 12 months.

How it works?

  1. You complete an online application form.
  2. Your credit application is processed by Mobicred.
  3. Once approved, you can register for a course and pay using the Mobicred payment option.


  • South African ID number
  • 18 years of age
  • A minimum monthly salary of R5500
  • A bank account in your own name

Please note:

  • The credit application can take up to 2 business days to process.
  • The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.
  • Approval is subject to Mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles.
  • The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank.
  • The credit facility incurs a once-off initiation fee & a monthly service fee.

For assistance with your online application, please contact Mobicred at 0860 062 733 or